We address your privacy with care. We understand the importance
of personal data safety. And we are also well aware of the
pressure the modern world puts upon management of this
information. To make our privacy protection principles clear, we
established this Privacy Policy. We encourage you to read this
section before you start using flashfundsfinance.com.
Please note that by using our platform you confirm that you
agree with our Privacy Policy.
1. What Kind of Information We Collect
We gather the following information from you, personally
identifiable information and non-personally identifiable
information.
Personally identifiable information is the sort of data that
allows to recognize you as an individual. You provide us with it
when you sign up and start submitting a request. This
information may include but is not limited to: your full name,
date of birth, place of residence, phone and mobile phone
number, driver’s license, social security number, relevant
employment details, income, banking account, credit history,
military status.
Non-personally identifiable information relates to the data that
doesn’t reveal anything about your identity. This information is
anonymous and may include but is not limited to: IP address,
Internet provider, browser, language, time of browsing session,
clicks, links you followed, etc. Such kind of data is collected
through cookies, web beacons and pixel tags.
Cookies are tiny pieces of data sent by a website you visited
and stored at your computer.
The terms of web beacons and pixel tags are associated with
small transparent graphic images that allow to track behavior of
website visitors.
2. Why We Collect This Information
Collecting personal details of users is necessary for business
management, technical support improvement and marketing
research. We also need your private data to process your
application and get you connected with one of our lenders.
3. How We Share Your Personally Identifiable Information
By providing your personally identifiable information, you allow
us to process your application and connect you with a lender.
That also means that we have the right to share this information
with a third party because a lender cannot approve your loan
without knowing anything about you.
Please note that lenders may verify your personal information by
sending requests to national databases and credit reporting
agencies. Such inquiries may affect your credit score.
We may share some of your data with our affiliates, partners and
other accredited third parties for the purposes of business
management, security, advertising, marketing, consumer behavior
research, consumer support improvement.
We reserve the right to share your information with another
company that has acquired our business, a part of it, or fused
with us. In case such a situation takes place, it’s possible
that we will inform you about these changes by email or with an
announcement posted on our website.
We may share your personally identifiable information if it is
required by the law and is necessary to proceed with a legal
process or to protect our rights.
4. How We Share Your Non-Personally Identifiable Information
By collecting and sharing your non-personally identifiable
information with third parties, we improve our technical
service, analyze the behavior of our customers and gather web
statistics important to management of our business. We may share
it with other third parties for these purposes.
5. Links Provided by Third Parties
When browsing our website, you may come upon links to third
parties’ websites. All these links are given to you only as a
reference. You click them on your own will. We do not manage
those websites; therefore, we cannot be held accountable for
their content, privacy policy, terms and practices as their
management is beyond our responsibility and control.
6. Marketing Practices
By accessing our website, you acknowledge that you know about
our marketing practices and agree with them. You have nothing
against receiving advertisements, newsletters, marketing
messages and other promotional materials from us.
Our third-party partners may also send you their marketing
messages using all the contacts you’ve provided us with.
When you start using our website, you acknowledge that you are
aware of our marketing practices and that you agree to receive
such kind of messages from us and our third-party partners. In
case you don’t want to receive marketing messages from us, we
give you an option to opt-out. Nevertheless, if you want to
opt-out from third parties’ messages, you should contact them
directly with this request.
Please note, that we are not responsible for marketing practices
of third parties as we do not control them.
7. How We Protect Your Information
To keep your personal information safe, we use safeguards and
advanced security systems that correspond to the US law
requirements regarding this matter. Only authorized personnel
can access your data. They may do so only for business purposes
allowed by the current US legislation.
Despite our best efforts, we cannot guarantee total safety of
your data. This is impossible due to the fact that we are not
able to control law violators.
8. Notice for Foreigners
We render our services exclusively to employed residents of the
United States. If you are a foreigner, don’t access our website.
9. Notice for Minors
We render our services exclusively to people over 18 years old.
If you are a minor, don’t access our website.
As seen above, we do not deliberately collect data from
children. If you are a parent or a legal guardian of a child
that accessed our website, please, inform us about the incident
using our contacts.
10. Privacy Policy Changes
We reserve the right to revise, modify, update this Privacy
Policy when we find appropriate to do so. We can revise, modify,
update the Privacy Policy without notice. For this reason we
encourage you to reread this section from time to time. If you
keep accessing our website after we’ve changed the Privacy
Policy, then it will mean that you agree with the changes.
11. Your Rights Under the CCPA
11.1 General Information. If you are a California Resident, you
are entitled to additional rights over your personal information
under the California Consumer Privacy Act of 2018 (CCPA) and
certain other privacy and data protection laws. This section
summaries the categories of information we collect about you,
why the information is collected, who we share your information
with, and for what reason that information is shared.
11.1.1 Category of Information Identifiers Examples
Name, internet protocol address, email address, or other similar
identifiers
Source of Information
Consumer, third-party data providers, marketing partners, and
advertising partners
Purpose of Collection
For us to provide services, market to you, analyze your use,
conduct research, maintain security of our systems and
operations, and to meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers,
marketing partners, advertising partners, web analytics
providers, service providers, vendors, customer support
providers, data processing providers, law enforcement,
government authorities, parties that legally compel us to share
your information
11.1.2 Category of Information
Personal information categories listed in the California
Customer Records statute
Examples
Name, signature, address, telephone number, driver’s license or
state identification number, employment, social security number,
bank account number
Source of Information Consumer and third-party data providers Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and
to meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers,
marketing partners, advertising partners, service providers,
customer support providers, data processing providers, law
enforcement, government authorities, parties that legally compel
us to share your information
11.1.3 Category of Information
Protected classification characteristics under California or
federal law
Examples Age, military status Source of Information Consumer and third-party data providers Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and
to meet our legal compliance requirements
Who Do We Share With
Lenders, non-lenders or intermediary service providers,
marketing partners, advertising partners, service providers,
customer support providers, data processing providers
11.1.4 Category of Information Commercial information Examples
Product or service provider sites you choose to navigate to
Source of Information Consumer and third-party data providers Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers,
marketing partners, advertising partners, service providers,
customer support providers, data processing providers
11.1.5 Category of Information Biometric data Examples
Keystroke or other behavioral or biological characteristics
Source of Information N/A Purpose of Collection N/A Who Do We Share With N/A
11.1.6 Category of Information Internet or similar network activity Examples
Browsing history, search history, information on a consumer’s
interaction with a website, application, or advertisement
Source of Information
Consumer, web browsers, marketing partners, and advertising
partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Marketing partners, advertising partners, web analytics
providers, security/anti-fraud providers
11.1.7 Category of Information Geolocation data Examples Physical location or movements Source of Information
Consumer, web browsers, marketing partners, and advertising
partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations, and
to meet our legal compliance requirements
Who Do We Share With
Marketing partners, advertising partners, web analytics
providers, security/anti-fraud providers
11.1.8 Category of Information Sensory data Examples Audio, electronic, visual, or similar information Source of Information N/A Purpose of Collection N/A Who Do We Share With N/A
11.1.9 Category of Information Professional or employment-related information Examples Current employer, length of employment Source of Information Consumer and third-party data providers Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Lenders, non-lenders or intermediary service providers,
marketing partners, advertising partners, service providers,
customer support providers, data processing providers
11.1.10 Category of Information Inferences drawn from other personal information Examples
Profile reflecting a person’s preferences, characteristics,
trends, behavior, and abilities
Source of Information
Third-party data providers, marketing partners, and advertising
partners
Purpose of Collection
For us to perform services you requested or to offer products on
behalf of our lenders, non-lenders or intermediary services
providers and for us to market to you, analyze your use, conduct
research, maintain security of our systems and operations
Who Do We Share With
Data processing providers, web analytics providers, and
security/anti-fraud providers
11.2 Right to Know. As a California resident, you have the right
to know (i) the categories of personal information we collected
about you in the preceding 12 months; (ii) the sources from
which the personal information was collected; (iii) the business
or commercial purpose for which it collected or sold the
personal information; and (iv) the categories of third parties
with which the business shares personal information.
Additional Privacy Rights. You also have the right (i) to
request that we tell you what specific information we have about
you; (ii) to request that we delete your information; (iii) to
opt-out of having your information sold; and (iv) for us not to
discrimination against you for exercising these privacy rights.
Please note that you may only make a CCPA-related request twice
within a 12-month period.
Right to Non-Discrimination. We will not discriminate against
you for exercising any of your CCPA rights. Unless otherwise
permitted by the CCPA, we will not (i) deny you goods or
services; or (ii) provide you a different level or quality of
good or service.
Alternative Format of CCPA Notice. If you have a disability that
prevents or limits your ability to access this CCPA Notice,
please email us at [email protected]. We will work
with you to provide this notice in an alternative format.
Authorized Agent. California residents can empower an
“authorized agent” to submit requests on their behalf. We will
require the authorized agent to have a written authorization
confirming that authority.
How to Submit Your Request for Specific Information. You can
request access to specific information we have about you by
sending an email with the Subject Line “CCPA Right to Know” to
[email protected] or you can make your request for
information here. In your request, please provide us with enough
information to identify you, including (i) your full name; (ii)
physical address; (iii) phone number; (iv) email address; (v)
proof of your identity (e.g. driver’s license or passport); and
(vi) a description of what right you want to exercise. Once your
request is submitted, we will reach out to you within the
timeframe required by law to verify your identity. After we
verify your identity, we will send your information to you via
an electronic format. Any personal information we collect from
you to verify your identity in connection with your request will
be used solely for the purposes of verification.
How to Exercise Your Right to Delete Information. You can
request the categories of information we have on file or
deletion of information available on our request form available
here. You may also submit this request by sending an email with
the Subject Line “CCPA Right to Request or Delete Information”
to [email protected]. In your request, please
provide us with enough information to identify you, including
(i) your full name; (ii) physical address; (iii) phone number;
(iv) email address; (v) proof of your identity (e.g. driver’s
license or passport); and (vi) a description of what right you
want to exercise. Once your request is submitted, we will reach
out to you within the timeframe required by law to verify your
identity. After we verify your identity, we will send your
information to you via an electronic format. Any personal
information we collect from you to verify your identity in
connection with your request will be used solely for the
purposes of verification.
How to Exercise Your Right to Opt-Out of Sale of Your
Information. Under the CCPA, if you are 16 years of age or
older, you have the right to direct us not to sell your personal
information at any time. You may submit your request through the
URL provided below. You may also submit this request by sending
an email with the Subject Line “CCPA Do Not Sell My Information”
to [email protected]. In your request, please
provide us with enough information to identify you, including
(i) your full name; (ii) physical address; (iii) phone number;
(iv) email address; (v) proof of your identity (e.g. driver’s
license or passport); and (vi) a description of what right you
want to exercise. Once your request is submitted, we will reach
out to you within the timeframe required by law to verify your
identity. After we verify your identity, we will send your
information to you via an electronic format. Any personal
information we collect from you to verify your identity in
connection with your request will be used solely for the
purposes of verification.
DO NOT SELL MY PERSONAL INFORMATION
However, if you opt-out, please note that we will be unable to
help you find a loan or other product or services that may be of
interest to you through our Network Partners. In order to
opt-in, please submit the completed form or resubmit your
request, which lets us know that you want to sell your
information to deliver the products and services you requested.
12. California Disclosures
California Law requires us to provide certain disclosures to
users of this Website. Shine the Light Disclosure. Civil Code
Section 1798.83 permits California residents that use this
Website to request certain information regarding our disclosure
of personal information to third parties for their direct
marketing purposes. To make such a request, please contact us at
[email protected]. Please note that this section
does not prohibit disclosure made for non-marketing purposes. Do
Not Track Disclosures. Business and Professions Code Section
22575(b) requires websites to disclose their practices with
respect to the use of tracking technology made by third parties
and whether this Website honors web browser do-not-track
signals. No third parties are able to collect personally
identifiable information you provide on this Website. At this
time, flashfundsfinance.com does not respond to do-not-track
browser settings or signals.
13. How You Can Contact Us
If there is something you would like to discuss with us, please,
send us a message via our contact form.